The TigerQuote web site boasts that it "tracks down the best insurance rates in the insurance jungle" and invites visitors to "compares quotes right now." At first glance TigerQuote.com seems to be a site which offers instant quotes for health, life, home and auto insurance. While instant online quotes and comparisons are available for home and auto insurance, a curious click on the health or life insurance links reveals that no quote or insurance information is immediately available on-line in those categories.|
Auto insurance comparison shopping is where TigerQuote shines. For a set of instant quotes you first enter the relevant information such as make and model of the car, number of drivers, your address, number of tickets or accidents, etc. Only the basic questions you would expect are asked, so it is a very fast, simple and straight forward process.
After you submit your information, you are given a side-by-side comparison of auto insurance quotes from many different companies. For my car and address, there were 13 instant quotes from different companies to choose from. The companies are listed in order from least expensive premium to most expensive. In addition to the name of each company and the cost of the insurance premium, TigerQuote also lists all the details of coverage such as collision deductibles, comprehensive deductibles, liability coverage, uninsured motorist coverage and medical coverage for each insurer, so you can effectively compare the different offers. If you have any questions, need more information or want to purchase a policy, just press the more information button and TigerQuote will have a licensed insurance agent call you to provide assistance.
Unfortunately, those wanting instant health insurance quotes online will be disappointed. Visitors to the TigerQuote health insurance section are requested to first provide certain contact information, such as name, address, phone number and e-mail address and to complete a "Heath Insurance Request Form" which requires the visitors to disclose additional personal information such as sex of the insured, date of birth, tobacco usage, plan preference, maximum deductible amount, and maximum co-payment amount. Once the information is submitted you are not given instant online quotes to compare. Instead, a Tiger Quote consultant will contact you within a few hours to complete the process.
For life insurance, a very similar procedure is involved. Although not having access to instant quote comparisons online may seem strange, Tiger Quote defends the current approach. They say that buying insurance involves variations in coverage, deductibles and other important details, which makes the best decision is more complicated than "which policy is cheapest". Therefore combining online information collection with a personal call from a licensed insurance agent is a good balance between technology and personalized, expert service.
While this is all true, instant online access to health and life insurance quotes would be a convenient addition to Tiger Quote. Then again, these consultations come with absolutely no cost or obligation so they are a nice feature. If you have any questions about auto, life, home, or health insurance or if you want to discuss your insurance needs. Tiger Quote's insurance agents can help.
TigerQuote.com may in fact be able to track down the best insurance rates available in each of the local markets that it is licensed to serve. However, one of the best benefits to shopping online is that you can obtain all the information you need to make an informed decision without having to talk any sales person. Additionally, the ability to browse around with anonymity is an added comfort. Therefore, the ability to compare instant quotes online for health and life insurance, just as you can for auto insurance, would be a welcome addition to TigerQuote.